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207 Howard St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 207 Howard St, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,370 sqft · built 1976
Lot Size0.998 acres (43,450 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jun 2017)
Tax Bill$2,618 (2024)
Deeds & MortgagesJul 2017 Sale
Flood ZoneZone AE (high risk)
APN402332478001

Property Details

APN / Parcel Number

Primary APN402332478001
Alternative APNs
  • 00973850000001
  • 10004624312

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
Gross Area2,098 sqft
1st Floor Area1,370 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,450 sqft (0.998 acres)
Lot Dimensions395 ft deep x 110 ft wide
Garage TypeAttached
Garage Area572 sqft
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchRaised Porch
Porch Area76 sqft
Deck AreaDeck Area
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00973850000001
Street Address207 HOWARD ST
CityPUNTA GORDA
StateFL
Zip33950-4215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionSOLANA BLK B & THAT PART OF ACACIA VAC ADJ TO PROP BEING 30 X 395 131/15 382/547 510/944 DC2476/1152-WHM PR09-1345-NCM AFF3453/1484 DC3454/1392-NCM ODH3470/595 3488/2139 3546/603 PR16-670-MAD LOA4087/1680 4147/1833 4215/845
Legal Range23E
Legal Township40S
Legal Section32
Legal SubdivisionSOLANA
Legal TractSOS
Legal BlockB
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2008
Census Tract10302

Owner

207 Howard St is owned and occupied by two individuals who bought it in June 2017.

Source: Charlotte County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address207 HOWARD ST, PUNTA GORDA, FL 33950-4215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Prior SaleNov 1, 2016 · Amount on File
Deed Book / Page4215 / 845
Prior Transfer DateMay 30, 2017
Prior Transfer Doc0042150843
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 5, 2017
Property Address207 HOWARD ST, PUNTA GORDA, FL 33950-4215
Document Number0042150845
Book / Page004215 / 000845
Instrument DateJun 9, 2017
Instrument2535623
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,155.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 YELLOW ELDER PUNTA GORDA FL 339551169, PUNTA GORDA, FL 33955-1169

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$145,436$147,054 Land $20,411 Building $126,643
2024$2,618.00 (+2.83%)
2023$2,546.00 (+5.16%) Homeowner's exemption$137,220 (+3%)$131,161 (-28.59%) Land $24,013 Building $107,148
2022$2,421.00 Homeowner's exemption$133,223$183,677 Land $19,859 Building $163,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Howard St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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