Kenton County property record for 3308 Thomas St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1935 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2024) |
| Tax Bill | $3,693 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-27-011.00 |
| Primary APN | 015-20-27-011.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Finished Area |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0152027011.00 |
|---|---|
| Street Address | 3308 THOMAS ST |
| City | ERLANGER |
| State | KY |
| Zip | 41018-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUGAR GROVE BLK I LOTS 81-82 |
| Legal Subdivision | SUGAR GROVE OR STEVENSON |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 81-82 82 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 64500 |
Source: Kenton County records · APN 015-20-27-011.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3308 THOMAS ST, ERLANGER, KY 41018-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 29, 2023 | Warranty Deed, Transfer |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NAT'L BK/SW OH&NTHRN KY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 0000272679 |
| Deed Book / Page | 272 / 679 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 05, 2024 |
| Property Address | 3308 THOMAS ST, ERLANGER, KY 41018-2256 |
| Document Number | 0005900135 |
| Book / Page | KC 272 / 679 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 24030505900135 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1917 WHETHERSTONE RDG, HEBRON, KY 41048-7514 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3308 THOMAS ST, ERLANGER, KY 41018-2256 |
| Document Number | 0005900136 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 24030505900136 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 29, 2023 |
| Property Address | 3308 THOMAS ST, ERLANGER, KY 41018-2256 |
| Document Number | 0005900147 |
| Book / Page | KC 249 / 291 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 23092905900147 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5404 KINGFISHER AVE, BURLINGTON, KY 41005-2011 |
| Name | Verified Name |
|---|---|
| Address | 1917 WHETHERSTONE RDG, HEBRON, KY 41048-7514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3308 THOMAS ST, ERLANGER, KY 41018-2256 |
| Document Number | 0000000046 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | TECHNE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3308 THOMAS ST ERLANGER KY 410182256, ERLANGER, KY 41018-2256 |
| Document Number | 0000000046 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 000M51/000922 |
| Instrument | 46 |
| Name | PARK NAT'L BK/SW OH&NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 02, 2035 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,693.00 (+39.57%) | $280,000 (+37.46%) Land $25,000 Building $255,000 | $280,000 (+37.46%) Land $25,000 Building $255,000 |
| 2023 | $2,646.00 (+59.21%) | $203,700 (+77.13%) Land $25,000 Building $178,700 | $203,700 (+77.13%) Land $25,000 Building $178,700 |
| 2022 | $1,662.00 | $115,000 Land $35,000 Building $80,000 | $115,000 Land $35,000 Building $80,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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