3309 Thomas St, Erlanger, KY 41018 Property Records

Kenton County property record for 3309 Thomas St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 825 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2018)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`015-20-28-002.01`

Property Details

APN / Parcel Number

Primary APN	`015-20-28-002.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	825 sqft Finished Area
Gross Area	941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3309 THOMAS ST
City	ERLANGER
State	KY
Zip	41018-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR GROVE BLK H LOT 89
Legal Subdivision	SUGAR GROVE OR STEVENSON
Legal Phase	H
Legal Block	H
Legal Lot Number	89
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2000
Census Tract	64500

Owner

3309 Thomas St is owned and occupied by two individuals who bought it in April 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3309 THOMAS ST, ERLANGER, KY 41018-2255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	201804 13 059 00092
Deed Book / Page	6389 / 243
Prior Transfer Date	Jun 1, 2004
Prior Transfer Doc	0712059001
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 13, 2018
Property Address	3309 THOMAS ST, ERLANGER, KY 41018-2255
Document Number	0000000092
Book / Page	0C6389 / 000243
Instrument Date	Apr 11, 2018
Instrument	92
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	BRIDGE TRUST TITLE

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MONTCLAIR ST LUDLOW KY 410161671, LUDLOW, KY 41016-1671

Tax Assessment & Valuation

The 2025 property tax bill for 3309 Thomas St was $1,658.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (-) Land $25,000 Building $100,700	$125,700 (-) Land $25,000 Building $100,700
2025	$1,658.00	$125,700 Land $25,000 Building $100,700	$125,700 Land $25,000 Building $100,700
2023	$1,632.00	$125,700 Land $25,000 Building $100,700	$125,700 Land $25,000 Building $100,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3309 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3309 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20