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3313 Thomas St, Erlanger, KY 41018 Property Records

Kenton County property record for 3313 Thomas St, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1935
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Dec 2019)
Tax Bill$2,136 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-20-28-001.00

Property Details

APN / Parcel Number

Primary APN015-20-28-001.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,215 sqft Finished Area
Gross Area1,602 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address3313 THOMAS ST
CityERLANGER
StateKY
Zip41018-2255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUGAR GROVE BLK H LOT 91 & NE 30' LOTS 99-100-101 80'X 150' SS THOMAS ST
Legal SubdivisionSUGAR GROVE OR STEVENSON
Legal Phase1H
Legal BlockH
Legal Lot Number91,99
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2000
Census Tract64500

Owner

3313 Thomas St is owned and occupied by two individuals who bought it in December 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3313 THOMAS ST, ERLANGER, KY 41018-2255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2019 · Amount on File
Deed SaleDec 26, 2019 · Amount on File
Deed Document Number201912 26 059 00248
Deed Book / Page6839 / 43
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 26, 2019
Property Address3313 THOMAS ST, ERLANGER, KY 41018-2255
Document Number0000000248
Book / Page0C6839 / 000043
Instrument DateDec 20, 2019
Instrument248
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 THOMAS ST ERLANGER KY 410182255, ERLANGER, KY 41018-2255

Mortgage

Document Number249
DateDec 26, 2019
Book Page0C6839/000046
Instrument249
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 25, 2049

Mortgage

Document Number250,
DateDec 26, 2019
Book Page0C6839/000065
Instrument250
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount on Record
Term120 Months
DueDec 25, 2029
Interest
Rate12%

Tax Assessment & Valuation

The 2025 property tax bill for 3313 Thomas St was $2,136.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$162,000 (-) Land $25,000 Building $137,000$162,000 (-) Land $25,000 Building $137,000
2025$2,136.00$162,000 Land $25,000 Building $137,000$162,000 Land $25,000 Building $137,000
2023$2,104.00$162,000 Land $25,000 Building $137,000$162,000 Land $25,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3313 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3313 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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