3302 Thomas St, Erlanger, KY 41018 Property Records

Kenton County property record for 3302 Thomas St, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1986
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Apr 2019)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Apr 2019 Sale & Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-20-27-010.01`

Property Details

APN / Parcel Number

Primary APN	`015-20-27-010.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Finished Area
Gross Area	1,048 sqft

Exterior

Year Built	Built 1986
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	90 ft deep x 68 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0152027010.01
Street Address	3302 THOMAS ST
City	ERLANGER
State	KY
Zip	41018-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR GROVE BLK I PT LOTS 78-79 BEING PARCEL B
Legal Subdivision	SUGAR GROVE OR STEVENSON
Legal Phase	1
Legal Block	1
Legal Lot Number	78,79
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3013
Census Tract	64500

Owner

Source: Kenton County records · APN 015-20-27-010.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3302 THOMAS ST, ERLANGER, KY 41018-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Apr 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	Jul 15, 1999 · Amount on Record
Deed Document Number	0006631229
Deed Book / Page	6631 / 229
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 03, 2019
Property Address	3302 THOMAS ST, ERLANGER, KY 41018-2256
Document Number	0000000153
Book / Page	0C6631 / 000229
Instrument Date	Apr 01, 2019
Instrument	153
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 THOMAS ST ERLANGER KY 410182256, ERLANGER, KY 41018-2256

Mortgage

Document Number	155
Date	Apr 03, 2019
Book Page	0C6631/000246
Instrument	155

Lender

Name	GUARANTEED RATE
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 02, 2029

Interest

Rate Type	Adjustable Rate
Rate	12%

Mortgage

Document Number	154,
Date	Apr 03, 2019
Book Page	0C6631/000232
Instrument	154

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3302 THOMAS ST, ERLANGER, KY 41018-2256
Document Number	0000000027
Instrument Date	Apr 01, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 THOMAS ST ERLANGER KY 410182256, ERLANGER, KY 41018-2256

Mortgage

Document Number	0000000027
Date	Jul 02, 2019
Book Page	0C6695/000001
Instrument	27

Lender

Name	GUARANTEED RATE
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2029

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+1.55%)	$139,000 (-) Land $25,000 Building $114,000	$139,000 (-) Land $25,000 Building $114,000
2023	$1,805.00	$139,000 Land $25,000 Building $114,000	$139,000 Land $25,000 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170645003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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