Worcester County property record for 3308 Points Reach, Berlin, MD 21811
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,896 sqft · built 2004 |
| Lot Size | 0.02 acres (889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2020) |
| Tax Bill | $3,645 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-164438 |
| Primary APN | 03-164438 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,896 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Siding |
| Lot Area | 889 sqft (0.02 acres) |
| Account Number | 164438 |
|---|---|
| Street Address | 3308 POINTS REACH |
| City | BERLIN |
| State | MD |
| Zip | 21811-4211 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U 3308 PH 1 POINT'S REACH POINT'S REACH CM |
| Legal Subdivision | POINTS REACH CM |
| Legal Phase | 1 |
| Legal Lot Number | 3308 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951101 |
3308 Points Reach, a condominium, is owned by two individuals who bought it in April 2020.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3308 POINTS REACH, 3308, BERLIN, MD 21811-4211 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage MANUFACTURERS AND TRADERS TRUST COMPANY |
| Apr 14, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on File |
| Deed Sale | Apr 14, 2020 · Amount on File |
| Prior Sale | Oct 18, 2004 · Amount on File |
| Deed Book / Page | 7634 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 3308 POINTS REACH, OCEAN PINES, MD 21811-4211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0084710304 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 8471/304 |
| Name | MANUFACTURERS AND TRADERS TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Apr 14, 2020 |
| Property Address | 3308 POINTS REACH, OCEAN PINES, MD 21811-4211 |
| Document Number | 0076340034 |
| Book / Page | 7634 / 34 |
| Map Reference | MB 192 FO 57 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3308 POINTS REACH, OCEAN PINES, MD 21811-4211 |
| Mail Care Of | 3308 |
| Document Number | 0000763439 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 7634/39 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 3308 Points Reach was $3,645, up 8.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,645.00 (+8.68%) | $395,000 (+8.7%) | $426,600 (-) Land $213,300 Building $213,300 |
| 2025 | $3,354.00 | $363,400 | $426,600 Land $213,300 Building $213,300 |
| 2023 | $3,175.00 | $331,800 Land $165,900 Building $165,900 | $331,800 Land $165,900 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3308 Points Reach in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3308 Points Reach is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures