3302 Points Reach, Berlin, MD 21811 Property Records

Worcester County property record for 3302 Points Reach, Berlin, MD 21811

Property Summary

Property Type	Condominium
Details	2 ba · 1,896 sqft · built 2004
Lot Size	0.024 acres (1,052 sqft)
Owner	2 Company Names on Record
Last Sale	$369,000 (Feb 2020)
Tax Bill	$3,738 (2026)
Deeds & Mortgages	Apr 2024 Transfer Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-164357`

Property Details

APN / Parcel Number

Primary APN	`03-164357`
Alternative APN	`164357`

Interior

Full Baths	2 Baths
Building Area	1,896 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Siding
Lot Area	1,052 sqft (0.024 acres)

Location & Zoning

Account Number	164357
Street Address	3302 POINTS REACH
City	BERLIN
State	MD
Zip	21811-4211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U 3302 PH 1 POINT'S REACH POINT'S REACH CM
Legal Subdivision	POINT S REACH CONDOMINIUM
Legal Phase	1
Legal Lot Number	3302
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3011
Census Tract	951101

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	8223 TOLL HOUSE RD, ANNANDALE, VA 22003-4627
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Intrafamily Transfer, Transfer
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 5, 2020	Grant Deed, Transfer OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Oct 25, 2004 · Amount on Record
Deed Book / Page	7589 / 315
Last Transfer Date	Apr 12, 2024
Transfer Doc	0087410011
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Apr 17, 2024
Property Address	3302 POINTS REACH, OCEAN PINES, MD 21811-4211
Document Number	0087410011
Book / Page	8741 / 11
Map Reference	LB 7589 FO 315
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8223 TOLL HOUSE RD, ANNANDALE, VA 22003-4627

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	3302 POINTS REACH, OCEAN PINES, MD 21811-4211
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8223 TOLL HOUSE RD, ANNANDALE, VA 22003-4627

Mortgage

Document Number	0081300480
Date	Aug 3, 2021
Book Page	8130/480

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 5, 2020
Property Address	3302 POINTS REACH, OCEAN PINES, MD 21811-4211
Document Number	0075890315
Book / Page	007589 / 000315
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8223 TOLL HOUSE RD ANNANDALE VA 220034627, ANNANDALE, VA 22003-4627

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,738.00 (+8.82%)	$405,033 (+8.83%)	$437,900 (-) Land $218,900 Building $219,000
2025	$3,435.00 (+5.79%)	$372,167 (+9.69%)	$437,900 (+29.06%) Land $218,900 Building $219,000
2023	$3,247.00	$339,300 Land $169,600 Building $169,700	$339,300 Land $169,600 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Points Reach

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