Worcester County property record for 3208 Points Reach, Berlin, MD 21811
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,896 sqft · built 2004 |
| Lot Size | 0.022 acres (997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Oct 2004) |
| Tax Bill | $3,645 (2026) |
| Deeds & Mortgages | May 2020 Transfer Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-164322 |
| Primary APN | 03-164322 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,896 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Siding |
| Lot Area | 997 sqft (0.022 acres) |
| Account Number | 164322 |
|---|---|
| Street Address | 3208 POINTS REACH |
| City | BERLIN |
| State | MD |
| Zip | 21811-4210 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U 3208 PH 1 POINT'S REACH POINT'S REACH CM |
| Legal Subdivision | POINTS REACH CM |
| Legal Phase | 1 |
| Legal Lot Number | 3208 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951101 |
Source: Worcester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5010 NICHOLSON LN, H, ROCKVILLE, MD 20852-3108 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Quit Claim Deed, Transfer OTHER |
| Mar 15, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2004 · Amount on Record |
| Deed Sale | Oct 18, 2004 · Amount on Record |
| Deed Document Number | 2004352039 |
| Deed Book / Page | 4268 / 694 |
| Last Transfer Date | Feb 28, 2018 |
| Transfer Doc | 0071760399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 29, 2020 |
| Property Address | 3208 POINTS REACH, OCEAN PINES, MD 21811-4210 |
| Document Number | 0076690094 |
| Book / Page | 007669 / 000094 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3208 POINTS REACH OCEAN PINES MD 218114210, OCEAN PINES, MD 21811-4210 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 15, 2018 |
| Property Address | 3208 POINTS REACH, OCEAN PINES, MD 21811-4210 |
| Document Number | 0071760399 |
| Book / Page | 7176 / 399 |
| Map Reference | MB192 FO57 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CREEKSIDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3208 POINTS REACH, OCEAN PINES, MD 21811-4210 |
| Document Number | 0007176404 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 7176/404 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,645.00 (+8.68%) | $395,000 (+8.7%) | $426,600 (-) Land $213,300 Building $213,300 |
| 2025 | $3,354.00 (+5.64%) | $363,400 (+9.52%) | $426,600 (+28.57%) Land $213,300 Building $213,300 |
| 2023 | $3,175.00 | $331,800 Land $165,900 Building $165,900 | $331,800 Land $165,900 Building $165,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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