33 Umbria, Lake Forest, CA 92630 Property Records

Orange County property record for 33 Umbria, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,507 sqft · built 2016
Lot Size	0.094 acres (4,101 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (Oct 2020)
Tax Bill	$13,029 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-641-34`

Property Details

APN / Parcel Number

Primary APN	`610-641-34`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,507 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	4,101 sqft (0.094 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	33 UMBRIA
City	LAKE FOREST
State	CA
Zip	92630-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 34
Legal Tract	17542
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2006
Census Tract	52422

Owner

33 Umbria is owned and occupied by an individual who bought it in October 2020.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	33 UMBRIA, LAKE FOREST, CA 92630-8903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 23, 2017	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	2020000574987
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2020
Property Address	33 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000574987
Map Reference	MB 956 PG 31-35
Instrument Date	Sep 26, 2020
Instrument	2020000574987
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	33 UMBRIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000574988
Date	Oct 15, 2020
Instrument	2020000574988

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000381414
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 UMBRIA LAKE FOREST CA 926308903, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000381414
Date	Oct 2, 2019
Instrument	381414

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 23, 2017
Property Address	33 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000078051
Map Reference	MB 956 PG 31-35
Instrument Date	Feb 2, 2017
Instrument	2017000078051
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 UMBIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000078052
Date	Feb 23, 2017
Instrument	2017000078052

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 33 Umbria was $13,029.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,029.00	$1,233,972 Land $687,946 Building $546,026
2023	$12,493.00 (+1.82%)	$1,186,056 Land $661,232 Building $524,824
2022	$12,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33 Umbria in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Umbria is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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