25 Umbria, Lake Forest, CA 92630 Property Records

Orange County property record for 25 Umbria, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2017
Lot Size	0.085 acres (3,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,580,000 (Apr 2026)
Tax Bill	$13,033 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-641-37`

Property Details

APN / Parcel Number

Primary APN	`610-641-37`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,712 sqft (0.085 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 UMBRIA
City	LAKE FOREST
State	CA
Zip	92630-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 37
Legal Subdivision	TRACT NO 17542
Legal Tract	17542
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2006
Census Tract	52422

Owner

Source: Orange County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 UMBRIA, LAKE FOREST, CA 92630-8903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage CTBC BANK CORP USA
Mar 27, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2026121499
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 28, 2026
Property Address	25 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000121499
Instrument Date	Apr 6, 2026
Instrument	2026121499
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25 UMBRIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000121500,
Date	Apr 28, 2026
Instrument	2026121500

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.08%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 23, 2021
Property Address	25 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000471681
Map Reference	MB 958 PG 31-35
Instrument Date	Jul 20, 2021
Instrument	2021000471681
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	25 UMBRIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000471682
Date	Jul 23, 2021
Instrument	2021000471682

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	10.3%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2018
Property Address	25 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000108052
Map Reference	MB956 PG31-35
Instrument Date	Feb 20, 2018
Instrument	2018000108052
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 UMBRIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000108053
Date	Mar 27, 2018
Instrument	2018000108053

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,033.00 (+1.84%)	$1,231,001 (+4.04%) Land $756,215 Building $474,786
2024	$12,797.00 (+2.41%)
2023	$12,496.00 (+1.81%)	$1,183,200 Land $726,850 Building $456,350
2022	$12,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Umbria

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures