13 Umbria, Lake Forest, CA 92630 Property Records

Orange County property record for 13 Umbria, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,507 sqft · built 2018
Lot Size	0.109 acres (4,766 sqft)
Owner	2 Trust Names on File
Last Sale	$1,942,000 (Jun 2024)
Tax Bill	$20,947 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-641-42`

Property Details

APN / Parcel Number

Primary APN	`610-641-42`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,507 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,766 sqft (0.109 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13 UMBRIA
City	LAKE FOREST
State	CA
Zip	92630-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 42
Legal Subdivision	TRACT NO. 17542
Legal Tract	17542
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2006
Census Tract	52422

Owner

13 Umbria is owner-occupied and held in a trust since June 2024.

Source: Orange County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 UMBRIA, LAKE FOREST, CA 92630-8903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2018	Grant Deed, Transfer · ARM EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	2024143786
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2026
Property Address	13 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000230593
Instrument Date	Aug 12, 2026
Instrument	2026230593
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13 UMBRIA, LAKE FOREST, CA 92630-8903

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 4, 2018
Property Address	13 UMBRIA, LAKE FOREST, CA 92630-8903
Document Number	0000163442
Map Reference	MB956 PG31-35
Instrument Date	Mar 19, 2018
Instrument	2018000163442
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 UMBRIA, LAKE FOREST, CA 92630-8903

Mortgage

Document Number	0000163443
Date	May 4, 2018
Instrument	2018000163443

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 13 Umbria was $20,947 with a homeowner's exemption, up 64% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,609,595 (-18.74%) Land $1,094,524 Building $515,071
2025	$20,947.00 (+64.03%) Homeowner's exemption	$1,980,725 Land $1,339,803 Building $640,922
2024	$12,770.00 (+2.41%)
2023	$12,470.00 (+1.81%)	$1,183,939 Land $658,696 Building $525,243
2022	$12,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Umbria in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Umbria is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Umbria

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures