Montgomery County property record for 33 Terrence Ct, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1963 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,970 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00318 0015 |
| Primary APN | K48 00318 0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,890 sqft |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 33 TERRENCE CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1791 MITCHELLS SUB 6 |
| Legal Subdivision | MITCHELLS SUB 6 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
33 Terrence Ct is owned by an individual who acquired it in January 2026.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 2, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 |
| Deed Sale | Jan 2, 2026 |
| Prior Sale | Apr 21, 2011 |
| Deed Document Number | 2026-00000183 |
| Deed Book / Page | 99-0822 / C10 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 33 TERRENCE CT, DAYTON, OH 45449-1372 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 33 TERRENCE CT, WEST CARROLLTON, OH 45449-1372 |
| Document Number | 0000045527 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-00045527 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 2, 2026 |
| Property Address | 33 TERRENCE CT, DAYTON, OH 45449-1372 |
| Document Number | 0000000183 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2026-00000183 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 TERRENCE CT, DAYTON, OH 45449-1372 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 33 TERRENCE CT, DAYTON, OH 45449-1372 |
| Document Number | 0000047950 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 TERRENCE CT WEST CARROLLTON OH 454491372, WEST CARROLLTON, OH 45449-1372 |
| Document Number | 0000047950 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 47950 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WEST CARROLLTON, OH 45449 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 33 TERRENCE CT, DAYTON, OH 45449-1372 |
| Document Number | 0000003552 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 TERRENCE CT WEST CARROLLTON OH 454491372, WEST CARROLLTON, OH 45449-1372 |
| Document Number | 0000003552 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 3552 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WEST CARROLLTON, OH 45449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,380 (-) Land $7,350 Building $37,030 | ||
| 2024 | $2,970.00 (+6.03%) | $44,380 (-) Land $7,350 Building $37,030 | |
| 2023 | $2,801.00 (+9.12%) | $44,380 (+39.65%) Land $7,350 Building $37,030 | $126,790 Land $21,000 Building $105,790 |
| 2022 | $2,567.00 | $31,780 Land $5,250 Building $26,530 | |
| 2020 | $90,790 Land $15,000 Building $75,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Terrence Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 33 Terrence Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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