2 Terrence Ct, Dayton, OH 45449 Property Records

Montgomery County property record for 2 Terrence Ct, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Sep 2007)
Tax Bill	$3,185 (2024)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`K48-00318-0019`

Property Details

APN / Parcel Number

Primary APN	`K48-00318-0019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	180 sqft
Porch	Enclosed Frame Porch
Porch Area	180 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 TERRENCE CT
City	WEST CARROLLTON
State	OH
Zip	45449-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1795 MITCHELLS SUB 6
Legal Subdivision	MITCHELLS SUB 6
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	2
Census Block	2027
Census Tract	50301

Owner

2 Terrence Ct is owned and occupied by an individual who bought it in September 2007.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	2 TERRENCE CT, WEST CARROLLTON, OH 45449-1372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Transfer on Death Deed, Transfer PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY
Nov 7, 2025	Affidavit of Death of Joint Tenant, Transfer PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY
Dec 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RIVER VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2007 · Amount on File
Deed Sale	Sep 11, 2007 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	200777078
Prior Transfer Date	Sep 5, 2007
Prior Transfer Doc	0000077078
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 18, 2025
Property Address	2 TERRENCE CT, DAYTON, OH 45449-1372
Document Number	0000065496
Instrument Date	Oct 28, 2025
Instrument	2025-00065496
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 TERRENCE CT, WEST CARROLLTON, OH 45449-1372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 TERRENCE CT, DAYTON, OH 45449-1372

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 7, 2025
Property Address	2 TERRENCE CT, DAYTON, OH 45449-1372
Document Number	0000063349
Instrument Date	Oct 28, 2025
Instrument	2025-00063349
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TERRENCE CT, WEST CARROLLTON, OH 45449-1372

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 13, 2017
Property Address	2 TERRENCE CT, DAYTON, OH 45449-1372
Instrument Date	Nov 20, 2017
Instrument	74090
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	M AND M TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 TERRENCE CT WEST CARROLLTON OH 454491372, WEST CARROLLTON, OH 45449-1372

Mortgage

Document Number	0000074090
Date	Dec 13, 2017
Instrument	74090

Lender

Name	RIVER VLY FCU
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,970 (-) Land $7,350 Building $40,620	$137,060 Land $21,000 Building $116,060
2024	$3,185.00 (+5.67%)	$47,970 (-) Land $7,350 Building $40,620
2023	$3,014.00 (+9.32%)	$47,970 (+39.65%) Land $7,350 Building $40,620	$137,060 Land $21,000 Building $116,060
2022	$2,757.00	$34,350 Land $5,250 Building $29,100
2020			$98,140 Land $15,000 Building $83,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Terrence Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Terrence Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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