Montgomery County property record for 12 Terrence Ct, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 1963 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,847 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00318 0018 |
| Primary APN | K48 00318 0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 195 sqft |
| Canopy | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 TERRENCE CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1794 MITCHELLS SUB 6 |
| Legal Subdivision | MITCHELLS SUB 6 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
12 Terrence Ct is owned and occupied by two individuals.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 TERRENCE CT, DAYTON, OH 45449-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 12 TERRENCE CT, DAYTON, OH 45449-1372 |
| Document Number | 0000067849 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 TERRENCE CT DAYTON OH 454491372, DAYTON, OH 45449-1372 |
| Document Number | 0000067849 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 67849 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Nov 12, 2040 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,070 Land $7,350 Building $44,720 | ||
| 2024 | $2,847.00 (+4.36%) | ||
| 2023 | $2,728.00 (+16.78%) | $52,070 (+39.64%) Land $7,350 Building $44,720 | $148,760 Land $21,000 Building $127,760 |
| 2022 | $2,336.00 | $37,290 Land $5,250 Building $32,040 | |
| 2020 | $106,530 Land $15,000 Building $91,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Terrence Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Terrence Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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