Montgomery County property record for 32 Terrence Ct, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,098 sqft · built 1963 |
| Lot Size | 0.275 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Oct 2006) |
| Tax Bill | $3,193 (2024) |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00318-0016 |
| Primary APN | K48-00318-0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,638 sqft |
| 1st Floor Area | 1,098 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,197 sqft (0.275 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Canopy | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 TERRENCE CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1792 MITCHELLS SUB 6 |
| Legal Subdivision | MITCHELLS SUB 6 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
32 Terrence Ct is owned and occupied by two individuals who bought it in October 2006.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 TERRENCE CT, DAYTON, OH 45449-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2006 · Amount on File |
| Deed Sale | Oct 4, 2006 · Amount on File |
| Deed Document Number | 200692759 |
| Prior Transfer Date | Sep 27, 2006 |
| Prior Transfer Doc | 0000092759 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,550 Land $7,350 Building $40,200 | $135,850 Land $21,000 Building $114,850 | |
| 2024 | $3,193.00 (+6.29%) | ||
| 2023 | $3,004.00 (+9%) | $47,550 (+39.65%) Land $7,350 Building $40,200 | $135,850 Land $21,000 Building $114,850 |
| 2022 | $2,756.00 | $34,050 Land $5,250 Building $28,800 | |
| 2020 | $97,280 Land $15,000 Building $82,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Terrence Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Terrence Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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