27 Spruce St, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 27 Spruce St, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$10,931 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00704-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`18-00704-0000-00007`
Alternative APNs	`1800082000000193` `180070400007`

Interior

Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1800082000000193
Street Address	27 SPRUCE ST
City	FAIRVIEW
State	NJ
Zip	07022-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X100
Legal Block	704
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3009
Census Tract	18200

Owner

27 Spruce St is owned and occupied by an individual who acquired it in September 2006.

Source: Bergen County and Fairview Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	27 SPRUCE ST, FAIRVIEW, NJ 07022-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2006
Deed Sale	Sep 29, 2006
Prior Sale	Jul 26, 2006 · Amount on File
Deed Book / Page	9162 / 229
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 SPRUCE ST, FAIRVIEW, NJ 07022-1016
Document Number	0034141306
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	AMROCK INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 CLAREMONT AVE CLIFFSIDE PARK NJ 070102904, CLIFFSIDE PARK, NJ 07010-2904

Mortgage

Document Number	0034141306
Date	Nov 20, 2019
Book Page	003414/001306
Instrument	80208

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 27 Spruce St was $10,931, up 2.3% from the year before.

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,400 (+6.85%) Land $277,400 Building $236,000	$513,400 (+6.85%) Land $277,400 Building $236,000
2025	$10,931.00 (+2.25%)	$480,500 Land $267,400 Building $213,100	$480,500 Land $267,400 Building $213,100
2024	$10,690.00
2023		$454,500 Land $244,900 Building $209,600	$454,500 Land $244,900 Building $209,600
2022	$10,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20