28 Spruce St, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 28 Spruce St, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1955
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2021)
Tax Bill	$12,549 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00702-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`18-00702-0000-00007`
Alternative APNs	`1800082000000181` `180070200007`

Interior

Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800082000000181
Street Address	28 SPRUCE ST
City	FAIRVIEW
State	NJ
Zip	07022-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X114
Legal Block	702
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3001
Census Tract	18200

Owner

28 Spruce St is owned and occupied by two individuals who bought it in March 2021.

Source: Bergen County and Fairview Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 SPRUCE ST, FAIRVIEW, NJ 07022-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	202131645
Deed Book / Page	3998 / 1331
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	0016280997
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 5, 2021
Property Address	28 SPRUCE ST, FAIRVIEW, NJ 07022-1017
Document Number	0039981331
Book / Page	3998 / 1331
Instrument Date	Jan 14, 2021
Instrument	2021031645
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 MAIN ST APT 8, 58, LITTLE FERRY, NJ 07643-1544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SPRUCE ST, FAIRVIEW, NJ 07022-1017

Mortgage

Document Number	2021031646
Date	Mar 5, 2021
Instrument	2021031646

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Spruce St was $12,549, up 2.2% from the year before.

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,300 (+7.74%) Land $302,100 Building $292,200	$594,300 (+7.74%) Land $302,100 Building $292,200
2025	$12,549.00 (+2.17%)	$551,600 Land $292,100 Building $259,500	$551,600 Land $292,100 Building $259,500
2024	$12,282.00
2023		$511,200 Land $269,600 Building $241,600	$511,200 Land $269,600 Building $241,600
2022	$11,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20