Bergen County and Fairview Borough property record for 23 Spruce St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 2,660 sqft · built 2010 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jan 2009) |
| Tax Bill | $17,831 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00704-0000-00006 |
| Primary APN | 18-00704-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 2,660 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 1800082000000192 |
|---|---|
| Street Address | 23 SPRUCE ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | FAIR VIEW HOMES |
| Legal Block | 704 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 18200 |
23 Spruce St is owned and occupied by two individuals who bought it in January 2009.
Source: Bergen County and Fairview Borough records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2009 · Amount on File |
| Deed Sale | Jan 29, 2009 · Amount on File |
| Deed Document Number | 2009170862 |
| Deed Book / Page | 17 / 862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 18, 2026 |
| Property Address | 23 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0000064922 |
| Book / Page | 5902 / 603 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202664922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 23 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0000064922, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 5902/603 |
| Instrument | 202664922 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 23 Spruce St was $17,831, up 1.8% from the year before.
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843,200 (+7.58%) Land $277,500 Building $565,700 | $843,200 (+7.58%) Land $277,500 Building $565,700 | |
| 2025 | $17,831.00 (+1.78%) | $783,800 Land $267,500 Building $516,300 | $783,800 Land $267,500 Building $516,300 |
| 2024 | $17,520.00 | ||
| 2023 | $736,000 (+5.4%) Land $245,000 Building $491,000 | $736,000 (+5.4%) Land $245,000 Building $491,000 | |
| 2022 | $16,235.00 (-1.65%) | $698,300 Land $232,500 Building $465,800 | $698,300 Land $232,500 Building $465,800 |
| 2021 | $16,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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