33 Neptune Dr, Joppa, MD 21085 Property Records

Harford County property record for 33 Neptune Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,892 sqft · built 1969
Lot Size	0.128 acres (5,587 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (May 2019)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-137379`

Property Details

APN / Parcel Number

Primary APN	`01-137379`
Alternative APNs	`1137379` `137379`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,892 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,587 sqft (0.128 acres)
Lot Dimensions	151 ft deep x 36 ft wide
View / Lot	Waterfront
Porch	Porch
Porch Area	210 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	137379
Street Address	33 NEPTUNE DR
City	JOPPA
State	MD
Zip	21085-4519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 37 5587 SF 33 NEPTUNE DRIVE RUMSEY ISLAND PT 21/10
Legal Subdivision	RUMSEY ISLAND PART TWENTY ONE
Legal Block	88
Legal Lot Number	37
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	301401

Owner

Source: Harford County records · APN 01-137379

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 NEPTUNE DR, JOPPA, MD 21085-4519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Prior Sale	Oct 09, 1996 · Amount on Record
Deed Book / Page	13243 / 418
Record Updated	Sep 20, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 01, 2019
Property Address	33 NEPTUNE DR, JOPPA, MD 21085-4519
Document Number	0132430418
Book / Page	13243 / 0418
Map Reference	MB GRG 21 FO 10
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 NEPTUNE DR, JOPPA, MD 21085-4519

Mortgage

Document Number	0013243424
Date	May 01, 2019
Instrument	13243/424

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,033 (+10.14%)	$316,200 (+10.68%) Land $123,000 Building $193,200
2025	$3,113.00 (+5.78%)
2023		$277,867	$285,700 Land $123,000 Building $162,700
2022	$2,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.