Harford County property record for 34 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1967 |
| Square Footage | 2,472 sqft Total Area |
| Lot Size | 20,797 sqft (0.477 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $443,000 (2012) |
| Tax Bill | $4,685.00 (2025) |
| Primary APN | 01-124404 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,472 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,797 sqft (0.477 acres) |
| Depth X Width | 235 ft x 101 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | 180 sqft Deck |
| Patio Area | 628 sqft Patio |
| Porch Area | 630 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 124404 |
|---|---|
| Street Address | 34 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 15 76/101X235 34 NEPTUNE DRIVE RUMSEY ISL PT 3 PT 16/89 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 8 |
| Legal Lot Number | 15,34 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-124404
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2012 · Amount on Record |
| Deed Sale | Jan 13, 2012 · Amount on Record |
| Deed Book / Page | 9488 / 479 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 34 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Document Number | 0130880075 |
| Instrument Date | Nov 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 34 NEPTUNE DR JOPPA MD 210854520, JOPPA, MD 21085-4520 |
| Document Number | 0130880075 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 013088/000075 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,300 (+11.11%) | $495,000 (+15.14%) Land $167,800 Building $327,200 | |
| 2025 | $4,685.00 (+1.87%) Homeowner's exemption | ||
| 2023 | $425,967 | $429,900 Land $167,800 Building $262,100 | |
| 2022 | $4,599.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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