Harford County property record for 28 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,278 sqft · built 1966 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Apr 2016) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-139169 |
| Primary APN | 01-139169 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,278 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,100 sqft (0.324 acres) |
| Lot Dimensions | 235 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 242 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 139169 |
|---|---|
| Street Address | 28 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 60/60X235 28 NEPTUNE DRIVE RUMSEY ISLAND PT 16/89 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 88 |
| Legal Lot Number | 18,28 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-139169
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2016 · Amount on Record |
| Deed Sale | Apr 21, 2016 · Amount on Record |
| Prior Sale | Apr 19, 2000 · Amount on Record |
| Deed Book / Page | 11762 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 28 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0151380400 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 15138/400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 28 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142320119 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 14232/119 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,067 (+9.78%) | $416,500 (+13.43%) Land $167,200 Building $249,300 | |
| 2025 | $4,002.00 (+1.55%) Homeowner's exemption | ||
| 2023 | $364,433 | $367,200 Land $167,200 Building $200,000 | |
| 2022 | $3,941.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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