Harford County property record for 37 Neptune Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,600 sqft · built 1974 |
| Lot Size | 0.168 acres (7,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Mar 2022) |
| Tax Bill | $4,885 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-136682 |
| Primary APN | 01-136682 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,314 sqft (0.168 acres) |
| Lot Dimensions | 159 ft deep x 22 ft wide |
| View / Lot | Waterfront |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 700 sqft |
| Porch | Slab |
| Porch Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136682 |
|---|---|
| Street Address | 37 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 39 70/22X159 37 NEPTUNE DRIVE RUMSEY ISLAND P 28/21 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 88 |
| Legal Lot Number | 37,39 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-136682
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed, Transfer · FHA Mortgage HOMESALE MORTGAGE LLC |
| Jan 12, 2022 | Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Book / Page | 15410 / 457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 14, 2022 |
| Property Address | 37 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0154100457 |
| Book / Page | 15410 / 457 |
| Map Reference | MB HDC 28 FO 21 |
| Instrument Date | Mar 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0015410464 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 15410/464 |
| Name | HOMESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 37 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0153030213 |
| Book / Page | 15303 / 213 |
| Map Reference | MB 28 FO 21 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | LSI TITLE COMPANY, SILK TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 LOCHEM TER, 635, BEL AIR, MD 21015 |
| Name | Verified Name |
|---|---|
| Address | 1233 STAMFORD RD, GWYNN OAK, MD 21207-4943 |
| Document Number | 0015303218 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 15303/218 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Apr 01, 2051 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,433 (+1.42%) | $474,000 (-) Land $157,000 Building $317,000 | |
| 2025 | $4,885.00 (+12.58%) Homeowner's exemption | $460,867 (+8.13%) | $474,000 (+4.34%) Land $157,000 Building $317,000 |
| 2023 | $426,233 | $454,300 Land $157,000 Building $297,300 | |
| 2022 | $4,339.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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