33 Mobile St, Miramar Beach, FL 32550 Property Records

Walton County property record for 33 Mobile St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,388 sqft · built 2019
Lot Size	0.114 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$1,140,000 (Jan 2026)
Tax Bill	$7,581 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00D-0030`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00D-0030`
Alternative APN	`1071814`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	2,854 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	280 sqft
Porch	Porch
Porch Area	186 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071814
Street Address	33 MOBILE ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK D FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2619-2550 OR 2621-4227 OR 2648-3276 OR 2841-3922 OR 2854-860
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 2ND ADD S/D
Legal Block	D
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3244 HEATHCOTE LN, KESWICK, VA 22947-9160
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage FINISHING EDGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WALTON FUNDING LLC
Jan 20, 2026	Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage WALTON FNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	20260002052
Deed Book / Page	3384 / 2777
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	33 MOBILE ST, MIRAMAR BEACH, FL 32550
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 HEATHCOTE LN, KESWICK, VA 22947-9160

Mortgage

Document Number	0033884344
Date	Feb 27, 2026
Book Page	3388/4344
Instrument	20260007580

Lender

Name	FINISHING EDGE LLC
Type	Non-Lending Institution
Address	SPRING, TX 77386

Agreement

Amount	Amount Recorded
Term	44 Months
Due	Oct 1, 2029

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	33 MOBILE ST, MIRAMAR BEACH, FL 32550
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19806 SAGGING OAKS DR, SPRING, TX 77388-6236

Mortgage

Document Number	0032134517
Date	Aug 30, 2021
Book Page	3213/4517
Instrument	20210043407

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 20, 2026
Property Address	33 MOBILE ST, MIRAMAR BEACH, FL 32550
Document Number	0033842777
Book / Page	3384 / 2777
Map Reference	MB 3 PG 41
Instrument Date	Jan 13, 2026
Instrument	20260002052
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4630 BRIDGEWOOD DR, SPRING, TX 77386-5077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 HEATHCOTE LN, KESWICK, VA 22947-9160

Mortgage

Document Number	0033842779
Date	Jan 20, 2026
Instrument	3384/2779

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 14, 2019
Property Address	33 MOBILE ST, MIRAMAR BEACH, FL 32550
Document Number	0031051878
Book / Page	003105 / 001878
Instrument Date	May 13, 2019
Instrument	15394
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,619.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19806 SAGGING OAKS DR SPRING TX 773886236, SPRING, TX 77388-6236

Mortgage

Document Number	31051881
Date	May 14, 2019
Book Page	003105/001881
Instrument	15396

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.65%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$949,966 (-12.73%) Land $400,000 Building $549,966	$949,966 (-12.73%) Land $400,000 Building $549,966
2024	$7,581.00 (+3.91%)
2023	$7,296.00 (+13.8%)	$1,088,506 (+20.46%) Land $450,000 Building $638,506	$1,088,506 (+20.46%) Land $450,000 Building $638,506
2022	$6,411.00	$903,630 Land $283,050 Building $620,580	$903,630 Land $283,050 Building $620,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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