14 Mobile St, Miramar Beach, FL 32550 Property Records

Walton County property record for 14 Mobile St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,652 sqft · built 2018
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,390,000 (May 2022)
Tax Bill	$9,045 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00E-0080`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00E-0080`
Alternative APNs	`32-221-42050-00E-0080` `1071829`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,586 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	314 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	340 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 MOBILE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 8 BLK E FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2622-1686 OR 3038-3517 OR 3078-977 OR 3083-367 OR 3250-4695
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADDITION
Legal Block	E
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1035
Census Tract	950609

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7212 HOLT DR, NASHVILLE, TN 37211
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Aug 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 17, 2017	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	202221325
Deed Book / Page	3250 / 4695
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2022
Property Address	14 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0032504695
Book / Page	3250 / 4695
Map Reference	MB 3 PG 41
Instrument Date	Apr 29, 2022
Instrument	20220021325
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 BARACUDA DR, 99, HATTIESBURG, MS 39402-7901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7212 HOLT RUN DR, NASHVILLE, TN 37211-8621

Mortgage

Document Number	0032504697
Date	May 4, 2022
Instrument	3250/4697

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0032504711
Date	May 4, 2022
Book Page	3250/4711
Instrument	20220021327

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Aug 29, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 24, 2018
Property Address	14 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030830367
Book / Page	003083 / 000367
Instrument Date	Aug 21, 2018
Instrument	28607
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 MOBILE ST MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 2, 2018
Property Address	14 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030780977
Book / Page	003078 / 000977
Instrument Date	Jun 25, 2018
Instrument	21929
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,815.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 BARACUDA DR HATTIESBURG MS 394027901, HATTIESBURG, MS 39402-7901

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 17, 2017
Property Address	14 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030383517
Book / Page	003038 / 003517
Instrument Date	Apr 13, 2017
Instrument	11977
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$779.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	543 DRIFTWOOD POINT RD SANTA ROSA BEACH FL 324591017, SANTA ROSA BEACH, FL 32459-1017

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,045.00 (-13.21%)	$1,001,033 (-12.27%) Land $400,000 Building $601,033	$1,001,033 (-12.27%) Land $400,000 Building $601,033
2024	$10,422.00 (+0.53%)
2023	$10,367.00 (+33.53%)	$1,141,037 (+4.51%) Land $450,000 Building $691,037	$1,141,037 (+4.51%) Land $450,000 Building $691,037
2022	$7,764.00	$1,091,756 Land $283,050 Building $808,706	$1,091,756 Land $283,050 Building $808,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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