19 Mobile St, Miramar Beach, FL 32550 Property Records

Walton County property record for 19 Mobile St, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,311 sqft · built 2022
Lot Size	0.135 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$2,050,000 (Oct 2022)
Tax Bill	$16,769 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00D-0010`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00D-0010`
Alternative APN	`1071812`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	4,394 sqft

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,924 sqft (0.135 acres)
Lot Dimensions	10 ft deep x 6 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071812
Street Address	19 MOBILE ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK D FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2619-2550 OR 2621-4227 OR 2678-4860 OR 3215-560 OR 3269-1862
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADD
Legal Block	D
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records · APN 32-2S-21-42050-00D-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	25229 LOTUS POND PL, ALDIE, VA 20105-5965
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Sep 08, 2021	Warranty Deed, Transfer SETCO SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2022 · Amount on Record
Deed Sale	Oct 07, 2022 · Amount on Record
Prior Sale	Sep 08, 2021 · Amount on Record
Deed Document Number	20220044800
Deed Book / Page	3269 / 1862
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 07, 2022
Property Address	19 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0032691862
Book / Page	3269 / 1862
Map Reference	MB 3 PG 41
Instrument Date	Oct 05, 2022
Instrument	20220044800
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W112B, W112B, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25229 LOTUS POND PL, ALDIE, VA 20105-5965

Mortgage

Document Number	0032691864
Date	Oct 07, 2022
Book Page	3269/1864
Instrument	20220044801

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 08, 2021
Property Address	19 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0032150560
Book / Page	3215 / 560
Map Reference	MB 3 PG 41
Instrument Date	Sep 03, 2021
Instrument	20210044775
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,704.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4019 GENERAL MARTIN LN, FRANKLIN, TN 37064-1569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12889 US HIGHWAY 98 W STE 112B, 112B, MIRAMAR BEACH, FL 32550-3203

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,489,543 (-18.86%) Land $440,000 Building $1,049,543	$1,489,543 (-18.86%) Land $440,000 Building $1,049,543
2024	$16,769.00 (+0.53%)
2023	$16,681.00 (+478.2%)	$1,835,831 (+489.63%) Land $495,000 Building $1,340,831	$1,835,831 (+489.63%) Land $495,000 Building $1,340,831
2022	$2,885.00	$311,355 Land $311,355	$311,355 Land $311,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 750 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured 3,418 under condo master policies
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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