23 Mobile St, Miramar Beach, FL 32550 Property Records

Walton County property record for 23 Mobile St, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,916 sqft · built 2016
Lot Size	0.114 acres (5,009 sqft)
Owner	Company Name on File
Last Sale	$899,977 (Oct 2025)
Tax Bill	$9,088 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00D-0020`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00D-0020`
Alternative APN	`1071813`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	2,527 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	273 sqft
Porch	Porch
Porch Area	338 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071813
Street Address	23 MOBILE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK D FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2621-4227 OR 2623-361 OR 2969-1725 OR 3040-2315 OR
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 2ND ADD S/D
Legal Block	D
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records · APN 32-2S-21-42050-00D-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3635 MONTANA AVE, BILLINGS, MT 59101-1889
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2025	Warranty Deed, Transfer · Commercial Mortgage CAKE MORTGAGE CORP
May 04, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Prior Sale	May 04, 2017 · Amount on Record
Deed Document Number	20250036790
Deed Book / Page	3373 / 3678
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 08, 2025
Property Address	23 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0033733678
Book / Page	3373 / 3678
Map Reference	MB 3 PG 41
Instrument Date	Sep 30, 2025
Instrument	20250036790
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8023 KIDWELL TOWN CT, VIENNA, VA 22182-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 MONTANA AVE, BILLINGS, MT 59101-1889

Mortgage

Document Number	0033733680
Date	Oct 08, 2025
Instrument	3373/3680

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 04, 2017
Property Address	23 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030402315
Book / Page	003040 / 002315
Instrument Date	Apr 28, 2017
Instrument	14356
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 ELEASES XING CRESTVIEW FL 325396962, CRESTVIEW, FL 32539-6962

Mortgage

Document Number	30402316
Date	May 04, 2017
Book Page	003040/002316
Instrument	14357

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2047

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$874,143 (-12.15%) Land $400,000 Building $474,143	$874,143 (-12.15%) Land $400,000 Building $474,143
2024	$9,088.00 (-0.03%)	$995,000 (-0.55%) Land $450,000 Building $545,000	$995,000 (-0.55%) Land $450,000 Building $545,000
2023	$9,091.00 (+5.06%)	$1,000,542 (+7.15%) Land $450,000 Building $550,542	$1,000,542 (+7.15%) Land $450,000 Building $550,542
2022	$8,653.00	$933,741 Land $283,050 Building $650,691	$933,741 Land $283,050 Building $650,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 750 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured 3,418 under condo master policies
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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