33 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 33 E Orchard Rd, Fort Mitchell, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,323 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$212,050 (May 2024)
Tax Bill	$966 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-30-11-003.00`

Property Details

APN / Parcel Number

Primary APN	`028-30-11-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,323 sqft Finished Area
Gross Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	33 E ORCHARD RD
City	FT MITCHELL
State	KY
Zip	41011-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST FT MITCHELL BLK C LOT 5
Legal Subdivision	EAST FT MITCHELL
Legal Phase	C
Legal Block	C
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65200

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9128 SUSIE DR, FLORENCE, KY 41042-8791
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Deed Document Number	2024195
Deed Book / Page	282 / 410
Last Transfer Date	Aug 14, 2024
Transfer Doc	0005900092
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	33 E ORCHARD RD, FT MITCHELL, KY 41011-2657
Document Number	0000000044
Book / Page	00C132 / 000007
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 ORCHARD RD FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017

Mortgage

Document Number	0000000044
Date	Apr 6, 2017
Book Page	00C132/000007
Instrument	44

Lender

Name	HERITAGE BK
Type	Bank
Address	KENTON, KY 41011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00 (+12.06%)	$258,400 (-) Land $45,000 Building $213,400	$258,400 (-) Land $45,000 Building $213,400
2023	$862.00 Homeowner's exemption	$258,400 Land $45,000 Building $213,400	$258,400 Land $45,000 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20