28 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 28 E Orchard Rd, Fort Mitchell, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,094 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Aug 2021)
Tax Bill	$757 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-30-10-005.00`

Property Details

APN / Parcel Number

Primary APN	`028-30-10-005.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,094 sqft Finished Area
Gross Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0283010005.00
Street Address	28 E ORCHARD RD
City	FT MITCHELL
State	KY
Zip	41011-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST FT MITCHELL BLK C PT LOTS 13-14
Legal Subdivision	EAST FT MITCHELL
Legal Phase	C
Legal Block	C
Legal Lot Number	13,14 14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2014
Census Tract	65200

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 E ORCHARD RD, FT MITCHELL, KY 41011-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	0000114392
Deed Book / Page	114 / 392
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 30, 2021
Property Address	28 E ORCHARD RD, FT MITCHELL, KY 41011-2632
Document Number	0005900077
Book / Page	114 / 392
Map Reference	PL 451
Instrument Date	Aug 24, 2021
Instrument	21083005900077
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8733 WOODVIEW DR, 8733, CINCINNATI, OH 45231-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E ORCHARD RD, FT MITCHELL, KY 41011-2632

Mortgage

Document Number	0005900078
Date	Aug 30, 2021
Instrument	21083005900078

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00 (-8.13%)	$202,500 (-) Land $45,000 Building $157,500	$202,500 (-) Land $45,000 Building $157,500
2023	$824.00	$202,500 Land $45,000 Building $157,500	$202,500 Land $45,000 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20