Kenton County property record for 32 E Orchard Rd, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 1946 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Mar 2020) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-10-003.00 |
| Primary APN | 028-30-10-003.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 32 E ORCHARD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST FT MITCHELL BLK C LOT 15 |
| Legal Subdivision | EAST FT MITCHELL |
| Legal Phase | C |
| Legal Block | C |
| Legal Lot Number | 15 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 65200 |
32 E Orchard Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 E ORCHARD RD, FT MITCHELL, KY 41011-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Mar 16, 2020 | Warranty Deed, Transfer · FHA Mortgage RAPID MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Prior Sale | Sep 11, 2012 · Amount on File |
| Deed Document Number | 20205900035 |
| Deed Book / Page | 11 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 28, 2026 |
| Property Address | 32 E ORCHARD RD, FT MITCHELL, KY 41011-2632 |
| Document Number | 0000019836 |
| Book / Page | 489 / 832 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202619836 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 32 E ORCHARD RD, FT MITCHELL, KY 41011-2632 |
| Document Number | 0000019836, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 489/832 |
| Instrument | 202619836 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 24, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 16, 2020 |
| Property Address | 32 E ORCHARD RD, FT MITCHELL, KY 41011-2632 |
| Document Number | 0000000036 |
| Book / Page | 000011 / 000861 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 36 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32 E ORCHARD RD FORT MITCHELL KY 410112632, FORT MITCHELL, KY 41011-2632 |
| Document Number | 0000000036 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 000019/000830 |
| Instrument | 36 |
| Name | RAPID MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2050 |
The 2025 property tax bill for 32 E Orchard Rd was $724.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,800 (-) Land $45,000 Building $148,800 | $193,800 (-) Land $45,000 Building $148,800 | |
| 2025 | $724.00 | $193,800 Land $45,000 Building $148,800 | $193,800 Land $45,000 Building $148,800 |
| 2023 | $788.00 | $193,800 Land $45,000 Building $148,800 | $193,800 Land $45,000 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 E Orchard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32 E Orchard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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