33 Cosmo St, Westerly, RI 02891 Property Records

Westerly Town property record for 33 Cosmo St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1976
Lot Size	0.469 acres (20,436 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2019)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:102 B:48`

Property Details

APN / Parcel Number

Primary APN	`WEST M:102 B:48`
Alternative APNs	`M:102 B:48 L` `18117400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	5,219 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18117400
Street Address	33 COSMO ST
City	WESTERLY
State	RI
Zip	02891-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2041
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:102 B:48

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 COSMO ST, WESTERLY, RI 02891-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
May 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DREW MORTGAGE ASSOCIATES INC
Oct 19, 2018	Deed of Trust, Mortgage · Conventional with PMI WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Jan 02, 1997 · Amount on Record
Deed Document Number	20191941
Deed Book / Page	2019 / 7539
Transfer Doc	0000000000
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	33 COSMO ST, WESTERLY, RI 02891-5912
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-6232
Date	Mar 08, 2021
Book Page	2021/6232
Instrument	2021-1360

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 13, 2019
Property Address	33 COSMO ST, WESTERLY, RI 02891-5912
Document Number	2019-7539
Book / Page	2019 / 7539
Instrument Date	May 13, 2019
Instrument	2019-1941
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 QUADDICK RD, E THOMPSONN, CO

Mortgage

Document Number	20191942
Date	May 13, 2019
Instrument	2019-1942

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	33 COSMO ST, WESTERLY, RI 02891-5912
Document Number	2018-7959
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 COSMO ST WESTERLY RI 028915912, WESTERLY, RI 02891-5912

Mortgage

Document Number	2018-7959
Date	Oct 23, 2018
Book Page	002018/017959
Instrument	4494

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2033

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,776.00 (-5.62%)	$531,100 (+27.7%) Land $176,800 Building $354,300
2023	$4,001.00 (+0.63%)	$415,900 (-) Land $126,300 Building $289,600
2022	$3,976.00	$415,900 Land $126,300 Building $289,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

33 Cosmo St, Westerly, RI 02891 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Cosmo St

Nearby Streets

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