29 Cosmo St, Westerly, RI 02891 Property Records

Westerly Town property record for 29 Cosmo St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Architecture StyleColonial
Year BuiltBuilt 2002
Square Footage2,240 sqft Living Area
Lot Size20,436 sqft (0.469 acres)
OccupancyOwner Occupied
Tax Bill$4,154.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:102 B:50

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address29 COSMO ST, WESTERLY, RI 02891-5912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Stand Alone Refinance
WESTERLY COMMUNITY CU
May 19, 2021Quit Claim Deed, Transfer · Stand Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 13, 2021
Transfer Doc2021-13691
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address29 COSMO ST, WESTERLY, RI 02891-5912
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-1859
DateJan 28, 2022
Book Page2022/1859
Instrument2022-451
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 01, 2047

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 19, 2021
Property Address29 COSMO ST, WESTERLY, RI 02891-5912
Document Number2021-13689
Book / Page2021 / 13689
Instrument DateMay 13, 2021
Instrument2021-3003
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 COSMO ST, WESTERLY, RI 02891-5912

Mortgage

Document Number2021-13691
DateMay 19, 2021
Book Page2021/13691
Instrument2021-3004
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,154.00 (+2.9%)$584,200 (+39.23%) Land $186,100 Building $398,100
2023$4,037.00 (+0.65%)$419,600 (-) Land $132,900 Building $286,700
2022$4,011.00$419,600 Land $132,900 Building $286,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWEST M:102 B:50
Alternative APNs
  • M:102 B:50 L
  • 1036435

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,240 sqft Living Area
Gross Area4,560 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,436 sqft (0.469 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1036435
Street Address29 COSMO ST
CityWESTERLY
StateRI
Zip02891-5912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block50
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2041
Census Tract50902

Nearby Properties on Cosmo St

Nearby Streets

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