28 Cosmo St, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Cosmo St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2002
Lot Size	0.469 acres (20,436 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (May 2004)
Tax Bill	$3,401 (2025)
Flood Zone	Zone X (minimal risk)
APN	`WEST M:102 B:78`

Property Details

APN / Parcel Number

Primary APN	`WEST M:102 B:78`
Alternative APNs	`M:102 B:78 L` `21006701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	4,108 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21006701
Street Address	28 COSMO ST
City	WESTERLY
State	RI
Zip	02891-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	78
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2041
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:102 B:78

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 COSMO ST, WESTERLY, RI 02891-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2004 · Amount on Record
Deed Sale	May 19, 2004 · Amount on Record
Prior Sale	May 22, 2002 · Amount on Record
Deed Book / Page	1288 / 248
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,401.00 (-3.82%)	$478,400 (+30.14%) Land $167,500 Building $310,900
2023	$3,536.00 (+0.63%)	$367,600 (-) Land $119,600 Building $248,000
2022	$3,514.00	$367,600 Land $119,600 Building $248,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.