36 Cosmo St, Westerly, RI 02891 Property Records

Westerly Town property record for 36 Cosmo St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1988
Square Footage	2,020 sqft Living Area
Lot Size	20,436 sqft (0.469 acres)
Occupancy	Owner Occupied
Last Sale	$601,000 (2022)
Tax Bill	$4,192.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:102 B:82`
Alternative APNs	`M:102 B:82 L` `18080550`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,020 sqft Living Area
Gross Area	4,026 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,436 sqft (0.469 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	18080550
Street Address	36 COSMO ST
City	WESTERLY
State	RI
Zip	02891-5913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	82
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2041
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:102 B:82

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 COSMO ST, WESTERLY, RI 02891-5913
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jan 02, 2013 · Amount on Record
Deed Doc Number	20222707
Deed Book / Page	2022 / 11465
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 21, 2022
Property Address	36 COSMO ST, WESTERLY, RI 02891-5913
Document Number	2022-11465
Book / Page	2022 / 11465
Instrument Date	Jun 21, 2022
Instrument	2022-2707
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	279 TWIN RIVER RD, LINCOLN, RI 02865-5044

Mortgage

Document Number	0020222708
Date	Jun 21, 2022
Instrument	2022-2708

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Jul 01, 2032
Max Rate At Change	2.88%
Index	Other

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,192.00 (+2.85%)	$589,600 (+39.16%) Land $186,100 Building $403,500
2023	$4,076.00 (+1.34%)	$423,700 (+0.71%) Land $132,900 Building $290,800
2022	$4,022.00	$420,700 Land $132,900 Building $287,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 62nd in Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.