3299 Lower Bluff Rd, Emmett, ID 83617 Property Records

Gem County property record for 3299 Lower Bluff Rd, Emmett, ID 83617

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 1974
Lot Size	5 acres (218,018 sqft)
Owner	2 Individual Names on Record
Tax Bill	$808 (2021)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`RP07N01W307525A`

Property Details

APN / Parcel Number

Primary APN	`RP07N01W307525A`
Alternative APN	`RP00459401A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,018 sqft (5 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	3299 LOWER BLUFF RD
City	EMMETT
State	ID
Zip	83617-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07N 01W SEC 30 TAX5927
Jurisdiction	GEM ID
Township / Civil Division	EMMETT BENCH
Census Block Group	3
Census Block	3028
Census Tract	960100

Owner

Source: Gem County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3299 LOWER BLUFF RD, EMMETT, ID 83617-9532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2015
Deed Sale	Jan 28, 2015
Deed Document Number	300256
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	3299 LOWER BLUFF RD, EMMETT, ID 83617-9532
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342463
Date	Jul 26, 2022
Instrument	342463

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	3299 LOWER BLUFF RD, EMMETT, ID 83617-9532
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	UNKNOWN, AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3299 LOWER BLUFF RD, EMMETT, ID 83617-9532

Mortgage

Document Number	0000350923
Date	Sep 27, 2024
Instrument	350923

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	3299 LOWER BLUFF RD, EMMETT, ID 83617-9532
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF GEM CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324688
Date	Dec 30, 2019
Instrument	324688

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Gem County assessment roll, as of January 1, 2021

Property Jurisdictions

Type	Name
State	Idaho
County	Gem County
Unified School District	Emmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2021	$808.00 Homeowner's exemption	$294,235 Land $114,917 Building $179,318	$294,235 Land $114,917 Building $179,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Vickery Internet Fixed Wireless	500 / 100
Anthem Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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