Gem County property record for 3291 Lower Bluff Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1976 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jan 2019 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | RP07N01W307600A |
| Primary APN | RP07N01W307600A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 1,760 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 16 sqft |
| Pole Barn | 560 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7260 |
|---|---|
| Street Address | 3291 LOWER BLUFF RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07N 01W SEC 30 TAX4242 |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 30 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT BENCH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 960100 |
3291 Lower Bluff Rd is owned and occupied by two individuals who acquired it in January 2019.
Source: Gem County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3291 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL EDUCATORS FCU |
| Jan 7, 2019 | Warranty Deed, Transfer PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 |
| Deed Sale | Jan 7, 2019 |
| Prior Sale | Oct 17, 2011 |
| Deed Document Number | 2019319610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 3291 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C |
| Name | Verified Name |
|---|
| Document Number | 0000318853 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 318853 |
| Name | CAPITAL EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | MERIDIAN, ID 83642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Jan 7, 2019 |
| Property Address | 3291 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Document Number | 0000319610 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 319610 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3291 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
The 2025 property tax bill for 3291 Lower Bluff Rd was $1,201 with a homeowner's exemption.
Source: Gem County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,533 Land $264,553 Building $337,980 | $602,533 Land $264,553 Building $337,980 | |
| 2025 | $1,201.00 | ||
| 2021 | $1,665.00 | $388,770 Land $139,845 Building $248,925 | $388,770 Land $139,845 Building $248,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3291 Lower Bluff Rd in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3291 Lower Bluff Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 84% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Vickery Internet Fixed Wireless | 500 / 100 |
| Anthem Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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