Gem County property record for 3227 Lower Bluff Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,496 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,500 (Mar 2017) |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | RP07N01W309010A |
| Primary APN | RP07N01W309010A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Great Room | Great Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Lean-To | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 7258 |
|---|---|
| Street Address | 3227 LOWER BLUFF RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07N 01W SEC 30 TAX4245 |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 30 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT BENCH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 960100 |
Source: Gem County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jun 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Deed Document Number | 2017310681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000338121 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 338121 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000327670 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 327670 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000353958 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 353958 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Apr 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Mar 29, 2017 |
| Property Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Document Number | 0000310681 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 310681 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3227 LOWER BLUFF RD, EMMETT, ID 83617-9532 |
| Document Number | 0000310682 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 310682 |
| Name | FIRST MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Gem County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599,698 Land $190,987 Building $408,711 | $599,698 (+58.69%) Land $190,987 Building $408,711 | |
| 2025 | $1,076.00 (+10.93%) | ||
| 2024 | $970.00 (-14.54%) | ||
| 2021 | $1,135.00 Homeowner's exemption | $377,912 Land $107,826 Building $270,086 | $377,912 Land $107,826 Building $270,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 84% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Vickery Internet Fixed Wireless | 500 / 100 |
| Anthem Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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