3291 Andy Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 3291 Andy Ln, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-8768-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-8768-1`
Alternative APN	`26-4N-23-0000-0002-0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Heated Area
Gross Area	2,183 sqft
1st Floor Area	1,115 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	180 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3291 ANDY LN
City	CRESTVIEW
State	FL
Zip	32539-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING LAKES EST LOT 38-A AS OR
Legal Range	23
Legal Township	04N
Legal Section	26
Legal Subdivision	WHISPERING PINES ESTATES
Legal Lot Number	38-A
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1001
Census Tract	20303

Owner

Source: Okaloosa County records · APN C56-000-596-8768-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Nov 03, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 02, 2021	Warranty Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Nov 03, 2021 · Amount on Record
Deed Document Number	3583956
Deed Book / Page	3646 / 2621
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 11, 2022
Property Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625
Document Number	0036462621
Book / Page	3646 / 2621
Instrument Date	Oct 07, 2022
Instrument	3583956
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, KRIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6240 POSSUM RIDGE RD, CRESTVIEW, FL 32539-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625

Mortgage

Document Number	0036462623
Date	Oct 11, 2022
Instrument	3646/2623

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 03, 2021
Property Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625
Document Number	0035843902
Book / Page	3584 / 3902
Instrument Date	Oct 22, 2021
Instrument	3502376
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3905 STATE ST, SANTA BARBARA, CA 93105-3138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625

Mortgage

Document Number	0035843904
Date	Nov 03, 2021
Instrument	3584/3904

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 02, 2021
Property Address	3291 ANDY LN, CRESTVIEW, FL 32539-8625
Document Number	0035641266
Book / Page	3564 / 1266
Instrument Date	Jun 30, 2021
Instrument	3476803
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$857.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 SPARCO DR, CRESTVIEW, FL 32539-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 STATE ST # 7187, 7187, SANTA BARBARA, CA 93105-3138
Investor	Possibly a Property Investor

Mortgage

Document Number	0035641270
Date	Aug 02, 2021
Book Page	3564/1270
Instrument	3476805

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 (+4.15%) Homeowner's exemption	$160,194 (+3.59%)	$165,036 (+6.73%) Land $31,089 Building $133,947
2023	$1,252.00 (+16.36%) Homeowner's exemption	$154,635 (+14.15%) Land $26,413 Building $128,222	$154,635 (+9.24%) Land $26,413 Building $128,222
2022	$1,076.00 Homeowner's exemption	$135,472	$141,549 Land $23,510 Building $118,039

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 971 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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