Okaloosa County property record for 3269 Andy Ln, Crestview, FL 32539 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,892 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-8780-6 |
| Primary APN | C56-000-596-8780-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,892 sqft Heated Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,892 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 312 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3269 ANDY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41-A WHISPERING LAKES ESTATE AS OR |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING LAKES ESTATES |
| Legal Lot Number | 41-A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-596-8780-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 08, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Mar 29, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Jun 22, 2017 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2000 |
| Deed Sale | Feb 15, 2000 |
| Deed Document Number | 0022413204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0003825022 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20263825022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Investor | Possibly a Property Investor |
| Document Number | 0003825022, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20263825022 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0035853011 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 3585/3011 |
| Instrument | 3503340 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0033923624 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3269 ANDY LN CRESTVIEW FL 325398625, CRESTVIEW, FL 32539-8625 |
| Document Number | 0033923624 |
|---|---|
| Date | Apr 09, 2019 |
| Book Page | 003392/003624 |
| Instrument | 3269778 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3269 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0033062420 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3269 ANDY LN CRESTVIEW FL 325398625, CRESTVIEW, FL 32539-8625 |
| Document Number | 0033062420 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 003306/002420 |
| Instrument | 3144657 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+10.99%) | $197,409 (+6.24%) Land $31,089 Building $166,320 | $197,409 (+6.24%) Land $31,089 Building $166,320 |
| 2023 | $1,792.00 (+7.82%) | $185,821 (+9.09%) Land $26,413 Building $159,408 | $185,821 (+9.09%) Land $26,413 Building $159,408 |
| 2022 | $1,662.00 | $170,343 Land $23,510 Building $146,833 | $170,343 Land $23,510 Building $146,833 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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