3277 Andy Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 3277 Andy Ln, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1984
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$178,400 (Jul 2020)
Tax Bill$1,327 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-8781-4

Property Details

APN / Parcel Number

Primary APNC56-000-596-8781-4
Alternative APN
  • 26-4N-23-0000-0002-0440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Heated Area
Gross Area1,608 sqft
1st Floor Area1,112 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialWood
Lot Area43,560 sqft (1 acres)
Garage Area348 sqft
PorchOpen Porch
Porch Area28 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3277 ANDY LN
CityCRESTVIEW
StateFL
Zip32539-8625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40-A WHISPERING LAKES ESTATE AS OR
Legal Range23
Legal Township04N
Legal Section26
Legal SubdivisionWHISPERING LAKES ESTATES
Legal Lot Number40-A
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1001
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-596-8781-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3277 ANDY LN, CRESTVIEW, FL 32539-8625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleJun 23, 2015 · Amount on Record
Deed Document Number3373631
Deed Book / Page3475 / 3778
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 15, 2020
Property Address3277 ANDY LN, CRESTVIEW, FL 32539-8625
Document Number0034753778
Book / Page3475 / 3778
Instrument DateJul 13, 2020
Instrument3373631
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,248.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5746 MARIGOLD LOOP, 5746, CRESTVIEW, FL 32539-8405

Transferred To (Grantee/Buyer)

NameVerified Name
Address3277 ANDY LN, CRESTVIEW, FL 32539-8625

Mortgage

Document Number0034753780
DateJul 15, 2020
Instrument3475/3780
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,327.00 (+8.06%) Homeowner's exemption$162,590 (+6.91%)$167,382 (+10.06%) Land $31,089 Building $136,293
2023$1,228.00 (-11.08%) Homeowner's exemption$152,080 (+9.26%) Land $26,413 Building $125,667$152,080 (+9.26%) Land $26,413 Building $125,667
2022$1,381.00$139,190 Land $23,510 Building $115,680$139,190 Land $23,510 Building $115,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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