Okaloosa County property record for 3265 Andy Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1999 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,900 (Dec 2015) |
| Tax Bill | $124 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-8763-2 |
| Primary APN | C56-000-596-8763-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Heated Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 1,896 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Porch | Open Porch |
| Porch Area | 526 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3265 ANDY LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING LAKES LOT 42-A |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING LAKES ESTATES |
| Legal Lot Number | 42-A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-596-8763-2
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC |
| Aug 30, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2020 | Affidavit of Death, Transfer · VA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2015 · Amount on Record |
| Deed Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 0032301480 |
| Deed Book / Page | 3230 / 1480 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0003781264 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 3781264 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0036894597 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 3689/4597 |
| Instrument | 3644491 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0036002882 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 3600/2882 |
| Instrument | 3522020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 3265 ANDY LN, CRESTVIEW, FL 32539-8625 |
| Document Number | 0035062385 |
| Book / Page | 003506 / 002385 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 3408543 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3265 ANDY LN CRESTVIEW FL 325398625, CRESTVIEW, FL 32539-8625 |
| Document Number | 35062372 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 003506/002372 |
| Instrument | 3408542 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,127 (+5.99%) | $311,736 (+5.34%) Land $34,198 Building $277,538 |
| 2023 | $108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,710 (+7.91%) | $295,942 (+12%) Land $29,054 Building $266,888 |
| 2022 | $105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $176,726 | $264,243 Land $25,861 Building $238,382 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 147 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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