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324 Masters Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 324 Masters Dr, Cross Junction, VA 22625

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,994 sqft · built 1990
Lot Size0.29 acres (12,556 sqft)
OwnerIndividual Name on File
Last Sale$295,900 (Oct 2020)
Tax Bill$2,217 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN18A022-12-183

Property Details

APN / Parcel Number

Primary APN18A022-12-183
Alternative APN
  • 8001685

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,994 sqft Living Area
Gross Area4,806 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Finished Basement1,148 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2013
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,556 sqft (0.29 acres)
TerrainRolling
Garage Area437 sqft
Parking Spaces2 Parking Spaces
Deck Area468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8001685
Street Address324 MASTERS DR
CityCROSS JUNCTION
StateVA
Zip22625-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLAKE HOLIDAY EST. L183 P1 2 S2
Legal SubdivisionLAKE HOLIDAY
Legal Phase1
Legal Lot Number183
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group4
Census Block4006
Census Tract50300

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address324 MASTERS DR, CROSS JUNCTION, VA 22625-2430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORPORATION
Jan 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 10, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleAug 2, 2004 · Amount on Record
Deed Document Number202014592
Prior Transfer DateFeb 3, 2017
Prior Transfer Doc0000001480
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateOct 19, 2020
Property Address324 MASTERS DR, CROSS JUNCTION, VA 22625-2430
Document Number0000014592
Instrument DateOct 14, 2020
Instrument200014592
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 MASTERS DR, CROSS JUNCTION, VA 22625-2430

Mortgage

Document Number0000014593
DateOct 19, 2020
Instrument200014593
Lender
NameHOMESPIRE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK VA
Recording DateJan 4, 2019
Property Address324 MASTERS DR, CROSS JUNCTION, VA 22625-2430
Document Number0000000143
Instrument DateJan 4, 2019
Instrument143
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address324 MASTERS DR CROSS JUNCTION VA 226252430, CROSS JUNCTION, VA 22625-2430

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK VA
Recording DateFeb 10, 2017
Property Address324 MASTERS DR, CROSS JUNCTION, VA 22625-2430
Document Number0000001480
Instrument DateFeb 3, 2017
Instrument1480
Transaction TypeTransfer
Record UpdatedMay 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 MASTERS DR CROSS JUNCTION VA 226252430, CROSS JUNCTION, VA 22625-2430

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,217.00 (+10.41%)$418,240 Land $58,000 Building $360,240$418,240 Land $58,000 Building $360,240
2025$2,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HOLIDAY ESTATES
private · serves 2,130 people · EPA ID VA2069650
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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