329 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 329 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,128 sqft · built 1928
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (May 2013)
Tax Bill$975 (2024)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN050151I A 01400

Property Details

APN / Parcel Number

Primary APN050151I A 01400
Alternative APN
  • 151I A 01400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area1,742 sqft
Upper Floors Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
TerrainRolling
Garage TypeMixed
Garage Area288 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchSlab
Porch Area256 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address329 2ND AVE S
CityLORETTO
StateTN
Zip38469-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3056
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address329 2ND AVE S, LORETTO, TN 38469-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2013 · Amount on Record
Deed SaleMay 15, 2013 · Amount on Record
Prior SaleSep 27, 2004 · Amount on Record
Deed Document Number20132604
Deed Book / Page409 / 719
Last Transfer DateFeb 11, 2020
Transfer Doc0000586050
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address329 2ND AVE S, LORETTO, TN 38469-2124
Document Number568290
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 7, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 SECONDS AVE S LORETTO TN 38469, LORETTO, TN 38469

Mortgage

Document Number568290
DateJul 26, 2019
Book Page000568/000290
Instrument3832
Lender
NameFIRST METRO BK
TypeBank
AddressLEXINGTON, AL 35648
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 25, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,675 (-) Land $2,650 Building $32,025
2024$975.00 (+20.22%)
2023$811.00$34,675 (-) Land $2,650 Building $32,025
2022$811.00$34,675 Land $2,650 Building $32,025$138,700 Land $10,600 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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