Lawrence County property record for 327 2nd Ave S, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,477 sqft · built 1931 |
| Lot Size | 0.34 acres (14,850 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $646 (2023) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151I A 01300 |
| Primary APN | 050151I A 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Upper Floors Area | 1,136 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,850 sqft (0.34 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 544 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 327 2ND AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | J T DIXON SURV |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 960700 |
Source: Lawrence County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 327 2ND AVE S, LORETTO, TN 38469-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2006 |
| Deed Sale | Dec 11, 2006 |
| Prior Sale | Feb 13, 2006 · Amount on Record |
| Deed Book / Page | 247 / 952 |
| Transfer Doc | 0247000952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 327 2ND AVE S, LORETTO, TN 38469-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000704329 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 704/329 |
| Instrument | 23000941 |
| Name | WAYNE COUNTY BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, TN 38485 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 18, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 15, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.3% |
| Max Rate At Change | 9.3% |
| Index | Other |
| Max Rate | 12.3% |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,625 (-) Land $1,625 Building $26,000 | ||
| 2024 | $27,625 (-) Land $1,625 Building $26,000 | ||
| 2023 | $646.00 | $27,625 (-) Land $1,625 Building $26,000 | |
| 2022 | $646.00 | $27,625 Land $1,625 Building $26,000 | $110,500 Land $6,500 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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