320 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 320 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,668 sqft · built 1900
Lot Size1.19 acres (52,038 sqft)
Owner2 Individual Names on Record
Tax Bill$612 (2023)
Flood ZoneZone X (minimal risk)
APN050151I B 01000

Property Details

APN / Parcel Number

Primary APN050151I B 01000
Alternative APN
  • 151I B 01000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,668 sqft Living Area
1st Floor Area1,300 sqft
Upper Floors Area1,228 sqft
Basement Area72 sqft
Finished Basement72 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area52,038 sqft (1.19 acres)
Lot Dimensions294 ft deep x 177 ft wide
TerrainRolling
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft

Exterior Amenities

PorchSlab
Porch Area352 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address320 2ND AVE S
CityLORETTO
StateTN
Zip38469-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3060
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 2ND AVE S, LORETTO, TN 38469-2126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 1964
Deed SaleNov 16, 1964
Deed Book / Page107 / 108
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,175 (-) Land $2,125 Building $24,050
2023$612.00$26,175 (-) Land $2,125 Building $24,050
2022$612.00$26,175 Land $2,125 Building $24,050$104,700 Land $8,500 Building $96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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