Lawrence County property record for 325 2nd Ave S, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,477 sqft · built 1935 |
| Lot Size | 0.367 acres (16,005 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $695 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151I A 01200 |
| Primary APN | 050151I A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Upper Floors Area | 1,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,005 sqft (0.367 acres) |
| Lot Dimensions | 165 ft deep x 97 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 325 2ND AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 960700 |
Source: Lawrence County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS AND MERCHANTS BANK |
| Feb 7, 2024 | Intrafamily Transfer, Transfer |
| May 10, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 1957 |
| Deed Sale | Dec 26, 1957 |
| Deed Book / Page | 111 / 231 |
| Last Transfer Date | Feb 7, 2024 |
| Transfer Doc | 0000735708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 29, 2026 |
| Property Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Document Number | 0000002515 |
| Book / Page | 822 / 453 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20262515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Document Number | 0000002515, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 822/453 |
| Instrument | 20262515 |
| Name | FIRST FARMERS AND MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 7, 2024 |
| Property Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Document Number | 0000735708 |
| Book / Page | 735 / 708 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 24000634 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 10, 2022 |
| Property Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
| Document Number | 0000676170 |
| Book / Page | 676 / 170 |
| Instrument Date | May 10, 2022 |
| Instrument | 22003243 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 325 2ND AVE S, LORETTO, TN 38469-2124 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,725 (-) Land $1,625 Building $23,100 | ||
| 2024 | $695.00 (+20.03%) | ||
| 2023 | $579.00 | $24,725 (-) Land $1,625 Building $23,100 | |
| 2022 | $579.00 | $24,725 Land $1,625 Building $23,100 | $98,900 Land $6,500 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures