3288 Central Ave, Memphis, TN 38111 Property Records

Shelby County property record for 3288 Central Ave, Memphis, TN 38111

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,195 sqft · built 1940
Lot Size0.254 acres (11,072 sqft)
OwnerIndividual Name on File
Last Sale$278,000 (Jan 2025)
Tax Bill$1,824 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-5102-0-0020

Property Details

APN / Parcel Number

Primary APN04-5102-0-0020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,195 sqft Living Area
1st Floor Area1,195 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialStone
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,072 sqft (0.254 acres)
Lot Dimensions147 ft deep x 75 ft wide
Garage TypeDetached
Garage Area200 sqft
PorchOpen Porch
Porch Area170 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3288 CENTRAL AVE
CityMEMPHIS
StateTN
Zip38111-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS CENTRAL COR PALISADE DR NW
Legal SubdivisionCENTRAL POPLAR
Legal Lot NumberPT33
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2014
Census Tract7200

Owner

3288 Central Ave is owned and occupied by an individual who bought it in January 2025.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3288 CENTRAL AVE, MEMPHIS, TN 38111-4427
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · Line of Credit
MEMPHIS CITY EMPLOYEES CU
Apr 29, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 3, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
Nov 19, 2018Deed of Trust, Mortgage · Line of Credit
RENASANT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2025 · Amount on File
Deed SaleJan 24, 2025 · Amount on File
Prior SaleApr 29, 2022 · Amount on File
Deed Document Number20256049
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3288 CENTRAL AVE, MEMPHIS, TN 38111-4427
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025096059
DateNov 6, 2025
Instrument25096059
Lender
NameMEMPHIS CITY EMPLOYEES CU
TypeCredit Union
AddressMEMPHIS, TN 38112
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 29, 2022
Property Address3288 CENTRAL AVE, MEMPHIS, TN 38111-4427
Document Number0022048508
Map ReferenceMB 8 PG 270
Instrument DateApr 20, 2022
Instrument22048508
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyHOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 CENTRAL AVE, MEMPHIS, TN 38111-4404

Mortgage

Document Number0022048509
DateApr 29, 2022
Instrument22048509
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJan 3, 2019
Property Address3288 CENTRAL AVE, MEMPHIS, TN 38111-4427
Document Number0000000859
Instrument DateDec 28, 2018
Instrument859
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$721.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3288 CENTRAL AVE MEMPHIS TN 381114427, MEMPHIS, TN 38111-4427

Mortgage

Document Number860
DateJan 3, 2019
Instrument860
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 2, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3288 CENTRAL AVE, MEMPHIS, TN 38111-4427
Document Number0000126013
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3288 CENTRAL AVE MEMPHIS TN 381114427, MEMPHIS, TN 38111-4427

Mortgage

Document Number0000126013
DateDec 11, 2018
Instrument126013
Lender
NameRENASANT BK
TypeBank
AddressGERMANTOWN, TN 38138
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 10, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3288 Central Ave was $1,824.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,824.00$67,825 Land $14,025 Building $53,800$271,300 Land $56,100 Building $215,200
2023$54,600 Land $11,625 Building $42,975
2022$3,326.00
2021$218,400 Land $46,500 Building $171,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3288 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2010)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2010 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3288 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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