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3285 Central Ave, Memphis, TN 38111 Property Records

Shelby County property record for 3285 Central Ave, Memphis, TN 38111

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,145 sqft · built 1940
Lot Size0.184 acres (8,028 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Nov 2019)
Tax Bill$1,533 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-5104-0-0008

Property Details

APN / Parcel Number

Primary APN04-5104-0-0008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,145 sqft Living Area
1st Floor Area1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,028 sqft (0.184 acres)
Lot Dimensions161 ft deep x 50 ft wide
Garage TypeDetached
Garage Area180 sqft

Exterior Amenities

PorchOpen Porch
Porch Area209 sqft
Patio Area237 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3285 CENTRAL AVE
CityMEMPHIS
StateTN
Zip38111-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSS CENTRAL
Legal SubdivisionOVERLAND
Legal Lot Number12
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group1
Census Block1004
Census Tract7200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Buntyn Historic District (Additional Documentation)
listed 1995 · 599 contributing resources · NRIS 95001332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3285 Central Ave is owned and occupied by an individual who bought it in November 2019.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3285 CENTRAL AVE, MEMPHIS, TN 38111-4409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 19, 2019Warranty Deed, Transfer · Conventional Mortgage
COMMERCIAL BK
Feb 3, 2017Warranty Deed, Transfer
SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2019 · Amount on File
Deed SaleNov 19, 2019 · Amount on File
Prior SaleFeb 3, 2017 · Amount on File
Deed Document Number2019120532
Prior Transfer DateJul 30, 2010
Prior Transfer Doc0000079824
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3285 CENTRAL AVE, MEMPHIS, TN 38111-4409
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyDE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021094127
DateJul 29, 2021
Instrument21094127
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 19, 2019
Property Address3285 CENTRAL AVE, MEMPHIS, TN 38111-4409
Document Number0000120532
Instrument DateNov 15, 2019
Instrument120532
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyDELTA TITLE AGENCY INC, DELTA TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$758.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3285 CENTRAL AVE MEMPHIS TN 381114409, MEMPHIS, TN 38111-4409

Mortgage

Document Number120533
DateNov 19, 2019
Instrument120533
Lender
NameCOMMERCIAL BK
TypeBank
AddressPARIS, TN 38242
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2049

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 3, 2017
Property Address3285 CENTRAL AVE, MEMPHIS, TN 38111-4409
Document Number0000012521
Instrument DateFeb 2, 2017
Instrument12521
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount on Record
Tax$351.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3285 CENTRAL AVE MEMPHIS TN 381114409, MEMPHIS, TN 38111-4409

Tax Assessment & Valuation

The 2025 property tax bill for 3285 Central Ave was $1,533.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,533.00$57,025 Land $12,500 Building $44,525$228,100 Land $50,000 Building $178,100
2023$52,425 Land $6,725 Building $45,700
2022$3,193.00
2021$209,700 Land $26,900 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3285 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3285 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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