Shelby County property record for 3282 Central Ave, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,728 sqft · built 1945 |
| Lot Size | 0.221 acres (9,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,000 (Apr 2022) |
| Tax Bill | $2,354 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5102-0-0021 |
| Primary APN | 04-5102-0-0021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,728 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,628 sqft (0.221 acres) |
| Lot Dimensions | 148 ft deep x 65 ft wide |
| Deck Area | 384 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3282 CENTRAL AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS CENTRAL 75 FT W OF PALISADE DR |
| Legal Subdivision | CENTRAL POPLAR |
| Legal Lot Number | PT32 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 7200 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3282 CENTRAL AVE, MEMPHIS, TN 38111-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Sep 25, 2017 | Warranty Deed, Transfer BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 202247489 |
| Prior Transfer Date | Aug 29, 2003 |
| Prior Transfer Doc | 0000175755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 27, 2022 |
| Property Address | 3282 CENTRAL AVE, MEMPHIS, TN 38111-4427 |
| Document Number | 0022047489 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 22047489 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,235.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0022047490 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 22047490 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 25, 2017 |
| Property Address | 3282 CENTRAL AVE, MEMPHIS, TN 38111-4427 |
| Document Number | 0000098537 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 98537 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3282 CENTRAL AVE MEMPHIS TN 381114427, MEMPHIS, TN 38111-4427 |
| Document Number | 98538 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 98538 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Sep 24, 2024 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,354.00 (-50.26%) | $87,525 (+12.64%) Land $13,400 Building $74,125 | $350,100 (+12.64%) Land $53,600 Building $296,500 |
| 2023 | $77,700 Land $10,450 Building $67,250 | ||
| 2022 | $4,733.00 | ||
| 2021 | $310,800 Land $41,800 Building $269,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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