3274 Central Ave, Memphis, TN 38111 Property Records

Shelby County property record for 3274 Central Ave, Memphis, TN 38111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,631 sqft · built 1946
Lot Size	0.319 acres (13,890 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Sep 2014)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-5102-0-0022`

Property Details

APN / Parcel Number

Primary APN	`04-5102-0-0022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,631 sqft Living Area
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,890 sqft (0.319 acres)
Lot Dimensions	198 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	399 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3274 CENTRAL AVE
City	MEMPHIS
State	TN
Zip	38111-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NS CENTRAL
Legal Subdivision	CENTRAL PARK
Legal Lot Number	157
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	2
Census Block	2014
Census Tract	7200

Owner

3274 Central Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3274 CENTRAL AVE, MEMPHIS, TN 38111-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2014 · Amount on File
Deed Sale	Sep 4, 2014 · Amount on File
Prior Sale	Dec 21, 1998 · Amount on File
Deed Document Number	201490831
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0000102545
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3274 CENTRAL AVE, MEMPHIS, TN 38111-4427
Document Number	0000084749
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 CENTRAL AVE MEMPHIS TN 381114427, MEMPHIS, TN 38111-4427

Mortgage

Document Number	0000084749
Date	Aug 20, 2019
Instrument	84749

Lender

Name	TRIUMPH BK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 19, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3274 Central Ave was $2,326.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00	$86,475 Land $15,275 Building $71,200	$345,900 Land $61,100 Building $284,800
2023		$81,425 Land $13,900 Building $67,525
2022	$4,960.00
2021			$325,700 Land $55,600 Building $270,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3274 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3274 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20