Union County property record for 32856 477th Ave, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,192 sqft · built 2020 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,371 (2026) |
| Deeds & Mortgages | Feb 2020 Construction Loan Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14.00.48.3010 |
| Primary APN | 14.00.48.3010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 1,776 sqft |
| Basement Area | 1,997 sqft |
| Finished Basement | 1,997 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 32856 477TH AVE |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONNELLY TR 1 NW1/4SW1/4 (2.92A) |
| Legal Range | 49W |
| Legal Township | 90N |
| Legal Section | 08 |
| Legal Tract | 1 |
| Legal Lot Number | A |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | CIVIL BEND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20302 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Nov 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000176/108 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 176/108 |
| Instrument | 200621 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000180/141 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 180/141 |
| Instrument | 220502 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 51380 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000180/48 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 180/48 |
| Instrument | 220180 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Nov 18, 2022 |
| Property Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Document Number | 000112/755 |
| Book / Page | 112 / 755 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 223242 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 32856 477TH AVE, ELK POINT, SD 57025-6804 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Civil Bend Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,371.00 (+0.02%) | $579,613 (-) Land $62,675 Building $516,938 |
| 2025 | $6,370.00 (+1.26%) | $579,613 (+11.88%) Land $62,675 Building $516,938 |
| 2024 | $6,291.00 (+6.54%) | |
| 2023 | $5,905.00 (-1.83%) | $518,083 Land $44,768 Building $473,315 |
| 2022 | $6,015.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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